Identifying and dealing with flood risk

Flood damage now costs UK insurers £1.1 billion each year, and around one in six properties in England are at risk from flooding.

In December, Storm Desmond battered north-west England, Northern Ireland, north Wales and southern Scotland, with record-breaking amounts of rain falling in Cumbria where a major incident was declared. Thousands of people were evacuated as homes and businesses were left without power as flood waters rose. A growing number of the British public believe that climate change is to blame for these flood events.

This article provides advice to brokers on how to mitigate clients' flood risks.  

Topics covered:
• Defence vs damages.
• Flooding year-round risk.
• Preparing for a flood.
• In the event of a flood.
• Environment Agency’s key recommendations on how to deal with flooding.