Property
126 whitepapers and resources
Property
Insuring property damage caused by cyber attacks
As clients in heavy industry and manufacturing look to insurance to cover property damage that occurs due to cyber-attacks, this article explores the risks at the intersection of cyberspace and the physical world plus what options for cover exist for businesses facing fires, floods and explosions.
Understanding flood resilience – one garden and brick at a time
One in four houses are at risk of flooding yet small changes to our homes and gardens can reduce this risk. This article highlights how the insurance industry can help make the world more resilient to climate change by being more innovative in how it inspires adapting homes and gardens.
AI and insurance: Hype or reality?
AI’s central place in the future of insurance is secure. After much hype, when can insurers start reaping the benefits and how can they prepare for the future? This blog sheds light on how AI has already impacted parametric insurance and how AI could soon reshape the future of home insurance.
Are we ever going to stamp out underinsurance?
As Aviva’s broker barometer shows underinsurance remains a major concern for brokers, with almost three-quarters worried their clients may not have adequate cover, this article puts into question what the industry is doing to ensure everyone is properly protected.
Why non-standard home insurance is increasingly the norm
Non-standard household insurance is a growth area but all too often mainstream insurers turn down the business. This article examines whether it is time for a rethink or if MGAs can meet the need for non-standard cover.
My neighbours' bonfire night party is causing a nuisance - What can I do?
In this blog, Aditi Kanojia, paralegal at DAS Law sheds light on the laws surrounding private firework displays and Bonfire Night celebrations to ensure a safe and enjoyable experience for all.
Is technology the solution to property underinsurance?
This article explains why without technology insurers and brokers haven't got a hope in hell of knowing whether a property is underinsured.
Four ways to limit disrepair claims from your tenants
Allegations of disrepair can have an adverse effect on a rent protection claim if appropriate action hasn’t been taken to resolve any problems that are the responsibility of the landlord. This article highlights how to best protect your agency and your landlord against an allegation of disrepair.
Why asbestos should be in the conversations at renewal
Asbestos-related diseases still claim around 5,000 lives annually, and up to 1.5 million UK buildings may contain asbestos. This article highlights the increasing risk to the many contractors not exposed to the height of the asbestos crisis in the 1970s and 1980s.
Reflecting on the government’s foray into the professional indemnity insurance market for fire safety assessors
In the wake of the government’s short-lived intervention into the professional indemnity market for fire safety assessors, this article looks at how effective it was and whether problems persist today.