Pricing
264 whitepapers and resources
Pricing
Roundtable big data: What can big data do for the insurance industry?
With big data playing a bigger role across all industries, the big question is what it can do for the insurance sector? Post, in association with Callcredit, gathered a team of experts to discuss the potential ramifications of big data, including what exactly it means.
Top 100 UK insurers: AM Best commentary
How have the top 100 insurers fared over the past year? What have been the highs and lows faced by the market? This article sheds light on the effect of strong competition and unfavourable claims trends upon UK insurers.
Increasing transparency and engagement at renewal in general insurance markets
We have had concerns about poor consumer outcomes arising from pricing practices at the point of renewal in general insurance. This policy statement reports on the main issues arising from consultation paper 15/41, 'Increasing transparency and engagement at renewal in general insurance markets'.
The problem with pets
Almost four million cats and dogs are insured in the UK but a significant number of pet owners are leaving their pets uncovered. This article sheds light on how the industry can increase penetration and educate pet owners about the benefits offered by policies.
Making human intervention smart: Can man and machine ever work in perfect harmony?
Where does the successful adoption of electronic trading within insurance leave the trading relationship between underwriter and broker? This article highlights why new technology complements traditional methods and the importance of making any human intervention as smart as possible to add value.
Using data to gain competitive advantage at point of quote – don’t follow the flock
Across the insurance industry, point of quote data checks are increasingly used to ensure the correct risk assessment is undertaken. This article highlights how insurers can leverage data enrichment techniques as part of their underwriting strategy and outperform the competition.
End of the sub-100% combined ratio?
Commercial Risk Europe asked leading experts if lower claims frequencies were due to luck or better management and whether the market’s set to change.
Motor convictions: Covering the convicted
Being convicted of a motoring offence can have serious repercussions as far as insurance is concerned. What are the options for drivers whose cards have been marked? Download Post's article to find out more.
Price optimisation for insurance - optimising price; destroying value?
Price optimisation is on the rise in UK insurance, driven by the insight that underwriters gain from big data. In his latest Thinkpiece, Duncan Minty considers how these events might influence the FCA’s current market study on big data, and how insurers might prepare for the regulator’s response.
Roundtable: The caring economy
With ever increasing pressure on charity funding, many are cutting costs but, as our panel of experts testify, scrimping on insurance is a false economy and brokers need to help educate the sector. Download this article for a summary of Insurance Age’s roundtable discussion.