Underwriting
852 whitepapers and resources
Underwriting
Reinsurance intelligence: Turbulent times
January’s renewals saw reinsurers playing hardball not only in their pricing, but also in the structures of their clients’ reinsurance programmes. Insurance Post explains why the hardening market is not driven by a lack of capital, but by renewed underwriting discipline.
Motor insurance fraud roundtable: Data and diligence, how can insurers combat any increase in criminal activity?
Insurance Post, in association with LexisNexis Risk Solutions, gathered experts together to discuss how issues such as ghost broking, the current limitations of benchmarking and fraud detection are pertinent to rooting out motor insurance fraud. This content provides a summary of the discussion.
Survival of the regulatory-fittest
In this article, former FCA insider Michael Sicsic considers how regulatory reform will hit the broker market.
The future for personal lines
In this article, LV Broker’s Mike Crane reflects on the impact of consolidation, pricing practices, trust and asks if brokers are well placed to take advantage of the developments.
Adapting motor to an 'electric' world
Brokers are looking at ways to make “service” a unique selling proposition following the FCA’s ban on price walking, as they look to stand out from the crowd. This article highlights how FNOL and claims management partners can support motor brokers in attracting and retaining customers.
New data to deal with fire tipping points for better insurance risk classification
For property fire risks we can establish fairly accurate tipping points, which allow the insurance industry to calculate risks, and the ensuing cost of claims, with greater precision. This blog focuses on new data to deal with fire tipping points for better insurance risk classification.
Taking the temperature of the electric vehicle market
The motor insurance industry is currently in a state of flux following the FCA’s price walking ban and the market’s transition to electric and hybrid vehicles. This content sheds light on the emergence of the EV insurance market and the opportunities for motor brokers to stand out from the crowd.
The future of insurance podcast - "Fluidity of insurance"
Individuals have different policies to cover multiple risks, but the ideal customer experience would be to have everything embedded to provide the right coverage in the right place without worrying about multiple policies. Watch this podcast to learn about the concept of fluidity of insurance.
Data leverage for building insurance cover around an individual or business
Customers are open to more automation in services such as insurance applications, form filling and claims. But there are lingering consumer concerns about data privacy. This blog highlights the importance of accessing vital data at point of quote, for risk-based decisioning on personalised products.
Another ‘brick in the wall’ for the battle against insurance fraud
It’s generally accepted that the insurance industry is braced for a rise in fraud attempts, and with financial pressures arising we can expect new types of fraudulent activity. This blog highlights the latest fraud trends and how insurers can leverage analytics in the fight against insurance fraud.