Underwriting
791 whitepapers and resources
Underwriting
In depth: Could legal expenses have a role to play as the landlord pressure cooker reaches boiling point?
Specialist legal expenses cover has the potential to turn down the heat as those renting out property face challenges on all fronts, including from the Renters (Reform) Bill. Read this article to find out more.
Meeting the challenge of avoiding underinsurance in HNW properties
Amid inflation and irregular surveying, high-net-worth buildings are potentially more at risk of underinsurance than ever before. This article outlines how brokers can help clients to reduce this risk.
Broking telematics under the spotlight as motor insurers withhold or pull capacity
The broking telematics market has had a few setbacks of late with Unipol pulling capacity and Lumun pivoting to become an MGA. This article sheds light on why there are positive signs on the road ahead too.
Case study: Empowering underwriting teams through technology
This content introduces how Imaginera empowers underwriting teams through both bespoke solutions and their customisable product, Orca.
Who is responsible for ending the insurance poverty premium?
Social Market Foundation research shows insurance is increasingly unaffordable for those on low incomes. This article examines who is responsible for preventing a “poverty premium” being charged.
Insurers embrace AI to help reduce costs, improve efficiency, and speed up claims
AI is transforming the insurance industry. In this final part of Insurance Post’s and PayPal’s three part series, this article explores how AI could play a role in improving security in the insurance sector and help alleviate the economic pressure underinsurance brings.
Navigating the cost-of-living crisis: Embracing choice
In this second edition of Insurance Post’s and PayPal’s three-part series, this article delves into the transformative power of offering diverse payment options for insurance, shedding light on how this approach can significantly ease financial pressures for individuals.
Building loyalty in times of crisis: How insurers can foster long-term customer relationships
As the cost-of-living crisis persists, customers reduce insurance coverage, yet premiums are rising. In the inaugural segment of this three-part series, Insurance Post and PayPal collaborate to examine how insurers can retain customers by offering cost-effective products that cater to their needs.
What are the most stolen cars in the UK so far in 2023?
Car theft in the UK remains a problem, and some specific vehicles are targeted more by criminals than others. This blog runs through the most stolen cars in the UK in 2023.
A return of cash flow underwriting - is this common sense or a kamikaze approach?
Talk is growing of a return to cash flow underwriting. Popular in the 1980s and 1990s, this is when insurers underwrote unprofitably, but were covered by strong returns. This article highlights some concerns about why insurance could be heading for the ultimate race to the bottom.