Emerging Risk
99 whitepapers and resources
Spotlight: ESG in insurance
54% of consumers globally said they would like their insurers to offer green financial services, including climate friendly cover. This infographic highlights the top five ESG strategic priorities for UK commercial insurers and the importance of ESG embedded data.
Could climate change drive an insurance availability crisis?
Climate change is one of the greatest, long-term risks facing the insurance sector. CRIF’s Sara Costantini explains how the strong correlation between the use of ESG key indicators and improved loss ratios highlights the compelling case for more relevant integrated data.
Spotlight: UK businesses brace for evolving claims risks
The risks facing UK businesses are constantly evolving, and trends in claims follow in their wake. It’s not just a rise in extreme weather events that is contributing to the claims tally for UK businesses. This article explores the gaps in insurance cover in the workplace.
Spotlight: Emerging risks in the property sector
The property sector faces long-established risks from storms and floods to subsidence and fires. However, new risks are constantly emerging and the insurance industry must ensure customers are aware and prepared to face them. This spotlight focuses on the emerging risks in the property sector.
Spotlight: Why we need risk management for everyone, not just the 2%
For over 200 years, the insurance industry has understood the benefits of risk management in reducing and controlling exposure. But in a world of evolving risks, the traditional way of making improvements through site surveys creates a fundamental problem, as RiskSTOP’s Nigel Raywood explains.
2024 AI handbook for insurance leaders
AI will touch nearly every aspect of insurance - from broker operations to underwriting to risk management to claims processing and beyond. Insurers that adopt AI effectively will have an insurmountable advantage. This handbook is designed to help insurance leaders navigate the new AI territory.
Zurich’s Jonathan Davis on debunking AI myths
The rise of this new technology raises a lot of questions: Does AI really live up to the hype? How can insurers implement AI positively for their customers? Will AI take everyone’s jobs? What if AI leads to unethical business practices? This article looks at predictions about the future of AI.
Are we looking at fraud wrong? And is AI to the rescue?
Fraud has long been a scourge of the insurance industry, with £1.1bn of fraud still going undetected. This article explores whether AI could be an avenue to revolutionise fraud and the way the industry can approach it.
Podcast: Scanning the horizon for connected and complex risks
How insurers are scanning the horizon, spotting risks, and pricing services and products appropriately in an increasingly complex, interconnected world is the topic of the latest Insurance Post Podcast. Listen to this podcast to find out more.
CII’s Groves on bridging the climate expectations gap
Tim Groves, programme development and partnership manager at the Chartered Insurance Institute, considers ways to bridge the gap between the risks insurers are able to cover and those the public think they should cover.