Lloyd's / London Market
212 whitepapers and resources
Lloyd's / London Market
How can insurance providers gain more flood risk insight?
Analysis by the Environment Agency indicates that there could be a large increase - of up to 50% - in the number of houses built on flood plains over the next 50 years. This blog highlights how home insurance providers can leverage geospatial data to mitigate flood risk exposure.
FCA report on insurance for multi-occupancy buildings
Following the Grenfell tragedy, the cost of buildings insurance to residential leaseholders and other property owners of multi-occupancy buildings has increased. This report examines the causes of those increases and sets out a range of recommendations and potential remedies to address the issues.
Grenfell: Five years on
Over five years have passed since 72 victims lost their lives after a fire ripped through a building featuring unsafe cladding. This article investigates what insurers have learnt from this, how building standards have moved on and if the prospects of similar tragedies have been ruled out.
Property intelligence the where and what: The 50+ companies to know
Accurately locating a property and understanding its attributes is essential to supporting underwriting and premium determination. This report reviews the latest trends and technologies in acquiring information for geocoding, and profiles the companies who provide solutions in this space.
Tamping down wildfire threats: How insurers can mitigate risks and losses
This Tamping down wildfire threats report discusses how insurers are poised to aid at-risk communities through pre-emptive mitigation leveraging advanced data technologies and data, and by offering community-based catastrophe insurance programs.
Fears rise over flood affordability for all UK homes
The Bank of England has warned in its latest Stress Test that if no additional action is taken on climate change, then insurance could become unaffordable to some UK homes when Flood Re ends in 2039. This article investigates.
Stemming a rising tide: How insurers can close the flood protection gap
The role of insurers in closing the flood protection gap can be a crucial one, and the time to act is now. This report focuses on the state of global flood risk and highlights how insurers are well-positioned to promote a broad resilience mindset focused on pre-emptive mitigation and rapid recovery.
Win your race: Meet the global need for speed to market with the Flaine release of Guidewire GO
Getting a new insurance product to market is a journey, with speed and location both important components. The blog highlights the latest enhancements made to Guidewire GO in Flaine across different product lines and regions, including new solutions for London market and pet insurers.
Get more accurate wildfire risk and fire protection scores
Comprising more than 1,400 property and casualty risk factors for any U.S. address, HazardHub is the most comprehensive P&C risk data set ever created by Guidewire. Read this blog to find out how HazardHub in Flaine helps underwriters and actuaries manage wildfire and property risks.
Algorithmic underwriting in specialty insurance: An implementation guide in six case studies
This guide focuses on how to implement algorithmic decision-making in the underwriting process for specialty insurance and how to evolve over time by adding new data sets as well as refining the algorithms.