Underwriting
791 whitepapers and resources
Underwriting
Hurricane Andrew @ 25: Insuring more resilient property
Even today, 25 years later, Hurricane Andrew ranks as the fourth most expensive hurricane in US history. This article looks back at the widespread destruction caused by Hurricane Andrew, what lessons have been learnt and how risk modeling, loss prevention and construction methods have evolved.
The future of fuel and the implications for insurance
Great strides have been made in the last decade to reduce the amount of harmful greenhouse gases our vehicles expel into Earth’s atmosphere. This report studies what the future of fuel might look like and the implications for insurance.
How underwriters calculate flood risk
Given the bearing that flood risk calculations have on premiums, it is important that customers understand the various factors that influence these calculations. This article looks at the various assessments underwriters make when calculating flood risk.
Insuring against disasters - Florida's forgotten risk
When the last significant hurricane hit Florida, damage to pool screen enclosures accounted for 25% - 40% of the insurance losses. In this article, Wade Stier, Vice President and Underwriter of U.S. Property Treaty Reinsurance at XL Catlin, looks at this significant risk for insurers and reinsurers.
Construction - Part 1: Market outlook and issues
The construction sector is predicted to enjoy a period of sustained growth until at least 2020. This, the first in our two part whitepaper series on construction, assesses the market outlook and issues for the sector from skills shortages and Brexit, to changes in construction technology.
Upfront property loss prevention strategies save money and time later
With fire protection systems becoming more complex in design, it is important that plan reviews of complex engineering projects be conducted by Property Loss Prevention Specialists prior to the commencement of any installation.
Redeveloping the urban core
With a preference for urban core working and living, America’s millennial demographic is causing us to rethink how we live and work. This article looks at the challenges associated with redeveloping brownfield sites into liveable, workable spaces and the role insurers can play in covering exposures.
Generation Rent UK survey: Attitudes towards protecting their property and the realities of insurance
According to PwC, since 2000, the percentage of 20-39 year olds who rent privately has more than doubled from 20% to 50%. This report sheds light on the attitudes of 1,000 members of Generation Rent towards protecting their property and the realities of insurance.
Home is where the smart is - The insurance implications of the connected home
The application of smart technology in the home marks a significant change for the household insurance market. This article highlights the opportunities available for insurers to leverage data collected by smart devices to prevent accidents, enhance fraud detection and help validate claims remotely.
Managing volcanic risk to the supply chain
Risk assessment is needed as volcanic eruptions could impact companies’ infrastructure and supply chains as well as the national economy.