Underwriting
856 whitepapers and resources
Underwriting
Top five problems SMEs face when getting insurance and how insurtech can help solve them
The complexity and variety of insurance products can be overwhelming for price sensitive SMEs, leading to confusion and the potential for underinsurance. This content highlights five problems SMEs face when purchasing insurance and how insurtech can help to solve each specific challenge.
How specialist incubators are helping fuel MGA growth
The managing general agent sector is booming, creating increased demand for specialists who can help set up would-be MGAs. This article explores this world of ‘incubators’, and highlights how they can help fledging businesses.
Six-year low, but 76% of UK properties still underinsured
According to research conducted by rebuildcostassessment.com, 76% of UK buildings are underinsured and 20% are overinsured. This article provides a breakdown of the analysis by UK country and property type, whilst highlighting the widening gap between insurance levels and true rebuild costs.
Tackling flood risk: Expert insights to protect your future
In this podcast, Dr. Andrew Smith, COO & Co-Founder of Fathom, a climate risk intelligence firm recently acquired by Swiss Re, joins host Graham Gordon, Sapiens’ Director of Product Strategy, to discuss the challenge of flood risk and its broader impact on communities and economies.
Underinsurance: The silent threat to UK homeowners and how brokers can help combat it
Insurance brokers are well-positioned to collaborate with insurers to combat the underinsurance gap in the property market. This article explores a four-point plan for brokers as to how this can be achieved.
Underinsurance concerns mount as HNW clients cut cover
Ecclesiastical, surveyed 100 brokers finding 29% believe all HNW clients are underinsured, up by 4% on a similar poll one year ago. With a quarter of clients reducing cover during the past year, this article explores growing concerns about high-net-worth underinsurance.
Over half of businesses have no flood action plan
A survey by Previsco has revealed that 54% of public sector and private companies do not have an action plan in place to deal with the increased risk of flooding. This article explores the risks for businesses and the importance of a flood action plan.
Broker HNW clients less concerned about underinsurance than a year ago
A survey of 250 HNW individuals conducted by Ecclesiastical found that more than a third (35%) of wealthy individuals admit they can’t remember the last time they had their art and collections valued. This article explores how brokers can seize this opportunity to talk to their HNW customers.
Blog: Are conflicting messages on risk controls and rates eroding trust in cyber expertise?
Is a failure to heed the cyber insurance lessons of the past undermining efforts to shore up its sustainable future? Ian Summerfield, head of cyber at Pen Underwriting, discusses whether conflicting messages on risk controls and rates are eroding trust in cyber expertise.
Spotlight: Buildings underinsurance – a hybrid solution?
The issue of underinsurance has created a dynamic landscape of both opportunity and challenge in the field of buildings insurance valuations. This article explains how the current period calls for innovative solutions that align with technological capabilities.