Pricing
241 whitepapers and resources
Pricing
The future of risk scoring
As the insurance industry innovates to adapt to the changing face of risk and consumer expectations, how can insurers expect to benefit from the move to embrace enriched intelligence from new data sources? This article sheds light on the future of risk scoring and the top five anticipated benefits.
Insuring construction’s complex risks
Construction is inherently a risky industry, especially with increasingly innovative and complex designs. Recent changes in the industry have also added risk management concerns to its current risk profile. This article highlights how insurers and brokers can navigate construction’s complex risks.
Transforming motor fleet
In this article, Ed Murray explains why increased mechanisation and use of technologies such as telematics are transforming the way small motor fleet business is conducted.
Understanding customers and risk: Your cognitive future in the insurance industry
For insurance, cognitive computing has indeed arrived, and its potential to transform the industry is enormous. Already, cognitive systems are driving customer engagement through virtual digital agents and improving decisions for underwriters. This report highlights the implications for insurers.
Cloudy with a chance of mishap: How weather insights can help insurers manage risk and drive client value
This executive report identifies opportunities for insurance companies to use weather data as an important asset in both managing operational and financial risks, as well as improving customer relationships. The report also explores future directions in the use of weather related information.
An update to how insurance premiums are calculated
Customers may not appreciate the wide range of factors that insurers must consider when calculating premiums. This article provides advice to brokers on how to communicate premium changes to their clients by highlighting the key factors impacting separate business lines.
Pet insurance – A growth opportunity
The UK is renowned as a nation of dog and cat lovers, yet according to the ABI, only 23% of dogs and cats owned by households in the UK are covered by pet insurance. This article highlights how this low penetration represents significant opportunities within the pet insurance sector.
Five ways to connect more deeply with insurance policyholders
This whitepaper focuses on five ways insurers can connect more deeply with policyholders to encourage loyalty and spur long-term growth.
Infographic: Today's perceptions of driverless cars and the effect on tomorrow's insurers
This infographic illustrates UK motorists’ mixed attitudes towards driverless cars, perceived benefits and perceived drawbacks. Topics covered: safety benefits; pricing; concerns with using driverless cars in difficult weather conditions; preparing for a different insurance future.
Actuaries beware: Pricing cyber insurance is a different ballgame
Many companies have entered the cyber insurance space, but very few are backed by comprehensive analytics. This whitepaper focuses on the challenges faced by actuaries when pricing cyber risks and outlines why insurers need to start leveraging big data and cyber security analytics.