Regulation
325 whitepapers and resources
Regulation
Increasing transparency and engagement at renewal in general insurance markets
We have had concerns about poor consumer outcomes arising from pricing practices at the point of renewal in general insurance. This policy statement reports on the main issues arising from consultation paper 15/41, 'Increasing transparency and engagement at renewal in general insurance markets'.
Thematic review: Principals and their appointed representatives in the general insurance sector
This report sets out the findings from our thematic review of principal firms and their appointed representatives in the general insurance sector. The review focused on principal firms’ understanding of their responsibilities for their appointed representatives and oversight of their activities.
Rules and guidance on payment protection insurance complaints: feedback on CP15/39 and further consultation
This FCA paper outlines feedback received on our proposals in CP15/39, gives responses to that feedback, highlights areas where we have amended our proposals because of feedback, sets out revised proposed rules and guidance reflecting those amendments and outlines what happens next.
FCA regulated fees and levies: Insurers’ tariff data for 2017/18
In this consultation paper the FCA sets out proposals for a transitional provision covering insurers’ tariff data. This will be used to calculate insurers’ FCA periodic fees and the Financial Ombudsman Service annual levies for 2017/18.
PRA fees and FSCS levies for insurers: Proposals for a transitional approach in 2017/18
In this consultation paper, the Prudential Regulation Authority sets out proposals for a one year transitional arrangement for insurance firms’ PRA fees and Financial Services Compensation Scheme (FSCS) levies for the 2017/18 fees year.
Infographic: FCA study into the sale of add-ons
This infographic illustrates the main details of the FCA’s study into the sale of general insurance add-ons and what the four remedies mean for add-on buyers and sellers.
Video: How does the Insurance Act affect brokers and their customers?
In this video, LV= Broker's Kevin Hawkins, head of commercial property & liability underwriting, talks about the Insurance Act, what the changes are and how they affect brokers and their customers. Topics covered: duty of disclosure; fair presentation of risk guarantee; the Enterprise Act;…
The broker magazine: Issue 3 2016
Geared towards brokers, BIBA's latest magazine covers the latest developments within the insurance industry and provides strategic advice to managers. In this issue: expert views on the Insurance Act; results of CMA probe into motor insurance; professional indemnity; FCA watch.
A BIBA broker's guide to the General Data Protection Regulation
On 25 May 2018 we will all be obliged to comply with the General Data Protection Regulation which replaces the UK Data Protection Act 1998. This whitepaper studies the implications for brokers and why they’ll need a greater command over the data they hold, why it is held and for how long.
CII policy briefing: FCA thematic review on general insurance appointed representatives
Following concerns highlighted in its latest business plan, the Financial Conduct Authority (FCA) has published the results of a detailed thematic review into general insurance firms using the appointed representatives regime. This CII policy briefing highlights the main findings and material risks.