Property
52 whitepapers and resources
Property
2025 UK construction trends industry report
UK construction appears to have turned a corner as we head into 2025. This report considers the key trends that are influencing the market’s prospects and impacting construction insurance risks, from the small tool theft epidemic to the technologies leading the sector’s digital transformation.
Spotlight: Emerging risks in the property sector
The property sector faces long-established risks from storms and floods to subsidence and fires. However, new risks are constantly emerging and the insurance industry must ensure customers are aware and prepared to face them. This spotlight focuses on the emerging risks in the property sector.
Why insurers need to up the ante on climate change
Insurance providers need to up the ante in their predictive capabilities as the frequency and severity of extreme weather-related events continue to escalate. This article highlights why insurers should face up to the winds of climate change and use predictive modelling to mitigate risks.
Corporate earthquake risk: The potential for building-specific risk transfer
Corporations can face costly losses after an earthquake, but insurance is becoming more expensive. As more corporates choose parametric earthquake insurance to cover their exposure, this report looks at how parametric earthquake insurance works and how sensor technology works to trigger policies.
Multi-occupancy buildings insurance - broker remuneration
Read the findings of the FCA’s multi-occupancy buildings insurance broker remuneration review, its conclusions and next steps. One of the findings in the broker market was evidence of some high commission rates and poor practices which were not consistent with driving fair value to the customer.
Property intelligence: Understanding and managing natural hazards
This report reviews the techniques and tools available today to help insurers understand, manage and mitigate natural hazard risk for properties they are insuring.
How can insurance providers gain more flood risk insight?
Analysis by the Environment Agency indicates that there could be a large increase - of up to 50% - in the number of houses built on flood plains over the next 50 years. This blog highlights how home insurance providers can leverage geospatial data to mitigate flood risk exposure.
FCA report on insurance for multi-occupancy buildings
Following the Grenfell tragedy, the cost of buildings insurance to residential leaseholders and other property owners of multi-occupancy buildings has increased. This report examines the causes of those increases and sets out a range of recommendations and potential remedies to address the issues.
Grenfell: Five years on
Over five years have passed since 72 victims lost their lives after a fire ripped through a building featuring unsafe cladding. This article investigates what insurers have learnt from this, how building standards have moved on and if the prospects of similar tragedies have been ruled out.
Property intelligence the where and what: The 50+ companies to know
Accurately locating a property and understanding its attributes is essential to supporting underwriting and premium determination. This report reviews the latest trends and technologies in acquiring information for geocoding, and profiles the companies who provide solutions in this space.