Underwriting
791 whitepapers and resources
Underwriting
Put down the phone. Be safe. #JustDrive
This article highlights how organisations can tackle the hazards posed by distracted drivers by building a safety culture, implementing policy statements which hold individual employees accountable and improving fleet safety programs.
The use of data in commercial risk management
A study of insurance professionals investigated if and how insurance providers are making the most of their available data and what can be done to ensure effective risk management in the future. This infographic highlights how commercial insurers are using data to manage risks.
Digging deeper: Using business data and company director data to inform insurance risk management
Based on research conducted by LexisNexis Risk Solutions, this whitepaper focuses on how commercial motor and commercial property insurance providers are harnessing the power of business data to inform risk management, and why some providers are not yet using this data.
Let's Talk: Science and art in underwriting
In this Q&A, Carla Greaves, chief underwriting officer, excess casualty at AXA XL discusses her career as an underwriter, the trends impacting excess casualty risks and future challenges for the excess casualty market.
Travel insurance: Transforming and challenging through digital technology
Technology is transforming the travel insurance sector for its most important stakeholders – insurers; consumers; tour operators; medical and emergency service providers. This article looks at the specific technologies behind this revolution and the benefits for both policyholders and insurers.
Special report: Motor insurance research 2019 - Expert view
With ADAS on the rise, insurers need to better understand these technologies, including their impact on safety and claims, to derive the greatest benefits from them. National Windscreens managing director Jan Teo highlights how education can play a greater role in achieving this.
Are new data sources *sparking joy* for underwriting and claims?
Is new data positively impacting insurers and sparking joy? Or are these just more data points destined to be thrown out in the end? This article looks at the impact of new data sources and the implications for claims and underwriting.
Promoting financial security and resilience in a fragile land
This article looks at the development of a novel parametric insurance programme for smallholder farmers in Nicaragua which helps protect over 6,000 coffee and grain farmers, and how the programme minimises basis risk in the country.
Why are insurers ignoring data for escape of water claims?
According to the property insurance research compiled by Post and Verisk, three out of four insurers in the UK have seen increases in the frequency and cost of escape of water claims in the past two years. This short article outlines the factors behind the rising tide in escape of water claims.
Aviva Mid-Market: Our proposition
Aviva Mid-Market is designed to meet the needs of UK-domiciled businesses with annual turnovers between £5m–£100m, GWP spend over £15,000, or with complex insurance needs. Designed for brokers, this guide provides information on Aviva’s Mid-Market proposition.