Underwriting
853 whitepapers and resources
Underwriting
The rise of parametric insurance
Parametric insurance is characterised by offering predefined pay-outs that will be paid based on predetermined events or parameters taking place, regardless of the actual loss caused. This blog sheds light on the rise of parametric insurance, areas it can be applied and the benefits for insurers.
Video: Leveraging digital trends in insurance - Part one
How can insurers leverage digital? Part one of this video series briefly highlights how insurtechs and software providers can help insurers improve end-to-end processes within specific areas such as dynamic pricing, automated claims handling and automated underwriting.
Infographic: 2022 UK pet insurance facts
Updated for 2022, this infographic provides a snapshot of the trends, challenges, opportunities and growth drivers for pet insurance in the UK. Topics covered include pet insurance in numbers, claims trends and average premiums.
Intelligence: Telematics
Twenty years after Norwich Union launched Pay as You Drive Insurance in the UK, this article assesses how much progress has been made in telematics becoming a mainstream motor insurance product; and how these black box offerings have evolved.
Developing the HNW market for electric vehicles
Electric vehicles are becoming more commonplace on the UK’s roads but their high price tags mean they’re more likely to be owned by high-net-worth individuals. This article sheds light on the insurance requirements for HNW electric vehicles and how the industry is responding.
The ten commandments of P&C core solutions
Property and casualty insurers need a PAS core system that can meet customer expectations while at the same time, conforming to changing regulations. Where do you start? Follow Sapiens’ ten commandments of P&C core solutions (policy administration systems) and you can’t go wrong.
Can artificial intelligence remove bias in data-driven decisions?
The insurance industry has a natural interest in leveraging data analytics and human bias is an indisputable challenge when we aim to extract business value from data. This content explores five different types of bias and whether AI will make data bias a problem of the past.
Journey to underwriting excellence
The need for hyper-personalised underwriting has taken on a completely new meaning. At the same time, customers are buying insurance via non-traditional channels and are expecting a superior experience. This report focuses on how insurers can use new technologies to achieve underwriting excellence.
Intelligence - motorbikes: Opening the throttle
The motorbike insurance market has been a hive of activity recently, in what has previously been a quiet and steady sector for the past 20 years. This article investigates what this means for the biker customer and if more entrants are on the horizon.
How brokers can get the best from their relationships with MGAs
It is no surprise that MGAs have become a major sector of the insurance market, a fact reflected in the MGAA’s own membership numbers, which have grown by more than 25% in the last year alone. This article focuses on how brokers can get the best from their relationships with MGAs.