Underwriting
791 whitepapers and resources
Underwriting
How can insurance providers gain more flood risk insight?
Analysis by the Environment Agency indicates that there could be a large increase - of up to 50% - in the number of houses built on flood plains over the next 50 years. This blog highlights how home insurance providers can leverage geospatial data to mitigate flood risk exposure.
Underinsurance: Living in uncertain times
Insurance Age’s in-depth explores: the rising risk of underinsurance during a period of economic difficulty; how brokers can help their clients to ensure they are covered to the right level; how new technology is helping to prevent underinsurance and boost trading.
Insurance challenges creating the frictionless customer experience in the real world
The difference between insurance and assurance provides a useful illustration about insurance and peace of mind in today’s digital world. This blog highlights the challenges facing insurers as they strive to provide frictionless customer journeys and how innovations such as open insurance can help.
Shift technology insurance perspectives - Underwriting risk detection
Underwriting professionals are under incredible pressure to meet customer expectations for quick application approvals while at the same time keeping their portfolio as clean and profitable as possible. This report tackles the critical problem of underwriting risk detection.
Embedded insurance podcast
Embedded insurance is projected to account for over $700B in GWP by 2030. This podcast from Duck Creek Technologies focuses on how embedded insurance presents insurers with growth opportunities and the ability to provide customers with personalised coverage at the point of sale.
Embedded insurance: Are insurers ready for a new business model?
Embedded insurance offers the potential of a rich seam of new business and lower-cost distribution. But, as a recent roundtable revealed, insurers are still figuring out how to get comfortable with their new partners. This article provides a summary of the discussion and the key points raised.
IoT drives innovation in insurance
The number of IoT connected devices is expected to increase to over one trillion devices by 2025, providing an enormous data set for insurance analysis. This blog highlights how IoT is driving innovation within motor and property insurance, whilst also reducing workplace risks.
Misstatements and errors: Opportunistic home insurance claims fraud adds up to millions
Two-thirds of home insurance consumers think it is somewhat, or completely acceptable to manipulate the information they provide to price comparison sites to keep prices down. This blog highlights how access to contributory claims data could help home insurers tackle opportunistic claims fraud.
Embedded insurance meets pet insurance: What's the potential?
Embedded insurance has scope across different insurance lines and pet insurance has been identified as a market in need of a radical shake-up. This blog explores the potential for embedded pet insurance to deliver relevant coverage exactly when customers are most likely to recognise its value.
FCA report on insurance for multi-occupancy buildings
Following the Grenfell tragedy, the cost of buildings insurance to residential leaseholders and other property owners of multi-occupancy buildings has increased. This report examines the causes of those increases and sets out a range of recommendations and potential remedies to address the issues.