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Legal
Is your property fit for human habitation?
The Ministry of Housing, Communities and Local Government have published guidance for tenants, landlords and local authorities on the Homes (Fitness for Human Habitation) Act 2018. This blog outlines the implications for landlords.
Closing the gap: Why UK clients need to think about environmental coverage
It has been 15 years since the Environmental Liability Directive came into force, yet many companies remain unware of the potential liabilities they face. This article highlights the limitations of general liability policies and the advantages of taking out specialist environmental liability cover.
Sanction for counsel in ASPIC
Section 108 of the Courts Reform (Scotland) Act 2014 provides that where counsel is instructed in a Sheriff Court action, the court must sanction the employment of counsel if the court considers, in all the circumstances of the case, that it is reasonable to do so. This article notes the key points.
Consumer attitudes towards artificial intelligence
This short report shines a light on what the public thinks about technology in the civil justice system, especially where insurance claims are concerned.
Directors & officers - A broadening risk landscape
The role of a company director or owner can be a stressful one as they contend with the ever-present threat of a claim being brought against them as a result of their actions. This content sheds light on the new and emerging risks that are adding pressure to business decision makers.
New rules regarding taxation of expenses in civil proceedings
As part of the programme of ongoing reform following Sheriff Principal Taylor’s Review of Expenses and Funding of Civil Litigation in Scotland, new rules will soon come into force regarding taxation of expenses in civil proceedings.
Damages (Investment Returns and Periodical Payments) (Scotland) Bill
This week saw The Damages (Investment Returns and Periodical Payments) (Scotland) Bill being unanimously passed by the Scottish Parliament. This article briefly outlines the impact of the legislation on discount rate calculations and periodical payments for certain future losses.
Specialist products that go beyond "fitness to practice"
GPs and medical professionals are exposed to very particular legal insurance risks that arise from the intensively pressured environment they work in. This article focuses on ARAG’s new products, including its individual Fitness to Practice policy which is available for distribution through brokers.
Civil Liability Bill - What are the implications for brokers?
After years of debate, the Civil Liability Bill passed into law at the very end of 2018, with the implementation scheduled for April 2020. This short article answers some key questions for brokers and their motor clients.
Tribunal fees back on the table as employment claims continue to climb
It has been more than 18 months since the employment tribunal fee regime was ruled unlawful by the Supreme Court. This article assesses whether fees for employment tribunal claims are likely to be re-introduced in the near future, as well as the potential impact of the government’s Good Work Plan.