Underwriting
809 whitepapers and resources
Underwriting
Developing the HNW market for electric vehicles
Electric vehicles are becoming more commonplace on the UK’s roads but their high price tags mean they’re more likely to be owned by high-net-worth individuals. This article sheds light on the insurance requirements for HNW electric vehicles and how the industry is responding.
The ten commandments of P&C core solutions
Property and casualty insurers need a PAS core system that can meet customer expectations while at the same time, conforming to changing regulations. Where do you start? Follow Sapiens’ ten commandments of P&C core solutions (policy administration systems) and you can’t go wrong.
Can artificial intelligence remove bias in data-driven decisions?
The insurance industry has a natural interest in leveraging data analytics and human bias is an indisputable challenge when we aim to extract business value from data. This content explores five different types of bias and whether AI will make data bias a problem of the past.
Journey to underwriting excellence
The need for hyper-personalised underwriting has taken on a completely new meaning. At the same time, customers are buying insurance via non-traditional channels and are expecting a superior experience. This report focuses on how insurers can use new technologies to achieve underwriting excellence.
Intelligence - motorbikes: Opening the throttle
The motorbike insurance market has been a hive of activity recently, in what has previously been a quiet and steady sector for the past 20 years. This article investigates what this means for the biker customer and if more entrants are on the horizon.
How brokers can get the best from their relationships with MGAs
It is no surprise that MGAs have become a major sector of the insurance market, a fact reflected in the MGAA’s own membership numbers, which have grown by more than 25% in the last year alone. This article focuses on how brokers can get the best from their relationships with MGAs.
How can insurance products evolve as insureds evolve?
This blog highlights two major factors which are shifting for insureds which help inform how the insurance industry can respond by providing innovative new products.
The case for outsourced FNOL: A guide for motor insurance brokers
The new FCA “price walking” regulations promise an end to the ‘race to the bottom’ and a shift towards improving customer service. This content focuses on how motor brokers can enhance claims processes to improve customer satisfaction, the importance of FNOL and five reasons to outsource FNOL.
Sustainable underwriting: How insurers can account for ESG risks and enable dynamic pricing
ESG is becoming increasingly prevalent in insurance, both as a source of new risk and of strategic opportunity. This content highlights how insurers can develop meaningful ESG scores for rating and pricing risk by integrating data from a diverse range of sources and automating workflows.
The resurgence of reinsurance
Reinsurance plays a key role in the well-being of insurers and when managed adroitly provides critical solutions in the long term. This whitepaper focuses on the resurgence of reinsurance and three important considerations when managing reinsurance, especially during a time of crisis and change.