Property
171 whitepapers and resources
Property
Why insurers armed with risk insights don't need to retreat
As climate change intensifies weather-driven natural catastrophes, Moses Ojeisekhoba, CEO of Swiss Re Global Clients and Solutions, argues sophisticated, data-driven risk insights are needed by society to both mitigate as well as adapt to evolving perils before our options narrow.
2025 UK construction trends industry report
UK construction appears to have turned a corner as we head into 2025. This report considers the key trends that are influencing the market’s prospects and impacting construction insurance risks, from the small tool theft epidemic to the technologies leading the sector’s digital transformation.
Why non-standard home insurance is increasingly the norm
Non-standard household insurance is a growth area but all too often mainstream insurers turn down the business. This article examines whether it is time for a rethink or if MGAs can meet the need for non-standard cover.
Spotlight: Emerging risks in the property sector
The property sector faces long-established risks from storms and floods to subsidence and fires. However, new risks are constantly emerging and the insurance industry must ensure customers are aware and prepared to face them. This spotlight focuses on the emerging risks in the property sector.
View from the top: Aviva’s Jason Storah on flood-proofing the UK
Aviva’s mapping shows that nearly one in four homes in the UK is already at risk of flooding. There should be no excuse for adding to that by building tomorrow’s problems today. This article argues that stronger planning rules are required to guard against future floods.
Spotlight: Why we need risk management for everyone, not just the 2%
For over 200 years, the insurance industry has understood the benefits of risk management in reducing and controlling exposure. But in a world of evolving risks, the traditional way of making improvements through site surveys creates a fundamental problem, as RiskSTOP’s Nigel Raywood explains.
Is technology the solution to property underinsurance?
This article explains why without technology insurers and brokers haven't got a hope in hell of knowing whether a property is underinsured.
Why asbestos should be in the conversations at renewal
Asbestos-related diseases still claim around 5,000 lives annually, and up to 1.5 million UK buildings may contain asbestos. This article highlights the increasing risk to the many contractors not exposed to the height of the asbestos crisis in the 1970s and 1980s.
Reflecting on the government’s foray into the professional indemnity insurance market for fire safety assessors
In the wake of the government’s short-lived intervention into the professional indemnity market for fire safety assessors, this article looks at how effective it was and whether problems persist today.
Could AI take the heat out of insurance in a changing climate?
In July 2023, the world experienced the warmest global temperature for 125,000 years. Climate change is happening, and it is already impacting all our lives. This article explores why better use of AI in the insurance industry will help it adapt to the challenges brought about by climate change.