Foil
40 whitepapers and resources
Foil
FOIL Update - The revised Highway Code
From Saturday 29th January, the Highway Code is updated to introduce a hierarchy of road users and seven other categories of changes. This FOIL Update provides a summary of the changes.
The effect of the Civil Liability Act on higher value claims
As the Civil Liability Bill proceeded through parliament during 2018, its two separate parts appeared to be aimed at completely different parts of the personal injury claims sector. This content highlights the effect of the Civil Liability Act on higher value claims.
Question time on silent cyber
‘Silent cyber’ or ‘non-affirmative cyber’ refers to the potential cyber exposures in non-stand-alone cyber policies, which may not be implicitly or explicitly included or excluded on policy wordings. This content provides a summary of a recent discussion hosted by the FOIL Technology & Cyber SFT.
Vnuk: The position now under UK motor law
This article looks a little deeper into the announcement in February 2021 by the Transport Secretary of the government’s “plan to scrap EU law, ensuring British drivers avoid £50 a year insurance hike” and discusses what this might mean in practice.
Covid-19: APIL and FOIL best practice for mutual co-operation
A working party set up between APIL and FOIL has agreed a revised set of best practices that it is recommended their members consider and adopt where possible. Download this content to find out more.
Civil litigation post-Covid
This position paper focuses on FOIL's proposals for civil litigation reform that reflect the lessons learned during the Covid crisis.
FOIL Update - Business interruption test cases
This FOIL Update focuses on the Supreme Court ruling that dismissed appeals against a High Court judgment on insurers paying out in Covid-related disruption on business interruption insurance policies.
FOIL Update - Roundtable on the escape of water damage claims
This content provides a summary of FOIL’s roundtable discussion which focused on escape of water damage claims. Topics covered include the rising cost of claims arising from the escape of water in domestic properties and what steps can be taken to mitigate the damage when a leak occurs.
FOIL Update - Brexit and cross border claims
This FOIL Update covers two related articles which look at the current position with cross-border claims from 11.00 p.m. on 31 December and EU proposals for a reformed Motor Insurance Directive.
FOIL Update - The impact of Brexit on motor insurance
At FOIL’s recent roundtable, three experts provided their views on the Brexit landscape as far as motor insurance law is concerned. This summary looks at the concerns expressed by the speakers and what they believe the current position to be.