Regulation
328 whitepapers and resources
Regulation
Data dystopia: What does the future hold for data privacy?
A 2017 study by the UK’s Information Commissioner’s Office found that only 20% of the UK public had trust and confidence in the companies storing their personal information. This article highlights the latest developments surrounding data privacy and some key considerations for cyber underwriters.
GDPR post-implementation - what next?
Designed for brokers, this short article explores the common themes and pitfalls of the General Data Protection Regulation (GDPR) implementation and highlights some key areas that require continual attention.
Pricing practices in the retail general insurance sector: Household insurance
This report sets out the key findings of the FCA’s thematic work on the pricing practices of household insurance firms. It then details our expectations of firms and our next steps.
California Privacy Laws: GDPR-style consumer data protection comes home
Signed into law on June 28, 2018, the California Consumer Privacy Act of 2018 (CCPA) has become the toughest privacy law ever seen in the US. This article highlights how CCPA is poised to impact every industry and reshape what businesses can do with consumer data.
SMCR - how prepared are you?
The Senior Managers and Certification Regime will affect all firms in some way, no matter what sector or size. As we are now over half way through 2018 and the SMCR regime begins next year, this article highlights what brokers need to be doing now to prepare.
The journey to GDPR compliance
With GDPR now in full effect, business must lay out a clear plan to progress from their current privacy level to the desired compliance level, a task requiring immediate attention. This guide focuses on the next steps businesses can take to ensure compliance and good data practices in the long run.
VAN added value stories: Data security officer's story
The Data Security or Data Protection Officer is an increasingly vital role within the insurance sector, especially following the implementation of GDPR. This short guide highlights how Optal’s Virtual Account Numbers (VANs) can be used by insurers to mitigate the risks of a data breach occurring.
GDPR has arrived - Now what?
With accountability as the new principle, GDPR requires that organisations not only comply in a sustainable manner but also demonstrate compliance on an ongoing basis. EXL's infographic highlights the steps you can take to achieve and demonstrate compliance both today and in the future.
Brexit and the insurance sector: Towards 2020 and beyond
What will Brexit mean for the UK’s insurance sector? This report provides a snapshot of opinions from within the UK insurance industry as the UK undertakes the somewhat tortuous road towards Brexit. Topics covered: key recommendations; Brexit outcomes; impact on UK insurers; future considerations.
Mitigating conflicts of interest in the distribution chain
The distribution chain has attracted the Regulator’s interest for some time. The FCA has been carrying out an initial review of the wholesale market sector focusing on conflict of interest and distribution chain value. Download this article to find out more and the implications for brokers.